Too bad I didnt know my credit was whack, Cuz now Im drivin off the lot in a used subcompact. Whether free score San Antonio you loved em or hated free score San Antonio em, you have got to admit its a bit unusual not hearing free score San Antonio these jingles on the TV anymore. What was the strategic reasoning for Experian to fire and replace them with the new free credit score band?
FreeCreditReport.com the jig is up Experians FreeCreditReport.com has had an interesting history, free score San Antonio to say the least. In free score San Antonio 2005 they were sued by the free score San Antonio FTC for deceptive advertising. Rather, free score San Antonio the company only had to provide $950,000 worth of free credit monitoring to those that fell victim. This was basically a drop in the bucket, considering the sites annual marketing budget was reportedly $72M at the time. There free score San Antonio were a multitude of other federal and state investigations into their deceptive free score San Antonio practices. Of course to go along with this was a slew of negative publicity for the free score San Antonio website (like an investigation by MSNBC free score San Antonio reportedly calling it an outright scam). credit online report But FreeCreditReport.com wasnt about the let the feds and bad press poop the party. Come free score San Antonio out with a band to sing obnoxiously cute and catchy tunes to hawk the website.
So in October 2007 they began their Free Credit Report band commercials, lead by a French-Canadian actor named Eric free score San Antonio Violette (who, by the way, has a very strong accent, which free score San Antonio is why his singing was free score San Antonio dubbed by a voice-over).
And so free score San Antonio it started Thanks to the successful Free Credit Report band commercials, the alleged scam became so widespread, that when the Credit Card Reform act of 2009 was passed, lawmakers put in specific language to free score San Antonio address the problem. get free credit report So consumers dont confuse FreeCreditReport.com with AnnualCreditReport.com (the truly free once-a-year report), now this specific language had to be added to their commercials: This is not the free credit report provided for by Federal law. To make it even more clear, the Credit Card Reform free score San Antonio Act called for the FTC to create new rules which force advertisers to say that AnnualCreditReport.com is the only place for a free credit report. Voilette would have to sing something like: Go to FreeCreditReport.coooom But its not the free credit report provided by federal law For that go to AnnualCreditReport.com The only free score San Antonio place for you to get a free credit report! So it was time for Experian to find a new angle FreeCreditScore.com free score San Antonio history repeats itself? So earlier this year, FreeCreditScore.com ran commercials searching for a band and in early August that the winner was announced The Victorious Secrets (which allegedly is an actual real band from Detroit).
What theyre hawking for FreeCreditScore.com is basically the same bait n switch free score San Antonio snake oil FreeCreditReport.com was peddling. free credit report information The difference is that now your free credit score is included.
Now something I havent heard free score San Antonio the media bring up yet is whether FreeCreditScore.com will face the same demise as their predecessor free score San Antonio in the future. As part of the Wall Street Reform and Consumer Protection Act passed in July free credit scores will need to be provided to consumers in certain situations.
In a nutshell, anytime free score San Antonio you are denied credit or hit with unfavorable lending terms, you will soon receive a free copy of your credit score that was used in making that decision.
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